Group Product Manager - Flexible Payments

Job description

As a Group Product Manager on the Core Platform - Flexible Payments team, you will own the strategy and execution for our next-generation flex cards powered by Flexible credentials technologies, accelerating Marqeta’s business growth and extending our competitive lead in the space. You will set the multi-year vision, own the portfolio’s business outcomes, and shape how flexible credentials are built, priced, and taken to market with customers, card networks, and partners.

We are looking for a product leader who excels in a fast-paced, high-growth environment and thrives on collaboration with customers and partners. This is an individual contributor role today, with the potential to build and lead a team of product managers as the business grows.

The Flexible Payments team is revolutionizing global embedded finance, enabling seamless integration of financial products into business platforms. We provide instant card issuance, commercialization of flexible credentials technology, and incubate new solutions based on emerging technologies like: Stablecoin payments, making financial services more accessible and scalable. As builders and innovators, we thrive on making an impact and pushing fintech boundaries.

We work Flexible First. This role can be performed remotely anywhere within the United States or our headquarters in Oakland, CA office. We’d love for you to join us!

The Impact You’ll Have

• Own Strategy & Growth – Define the multi-year vision and roadmap for the next-gen flex cards, and own the portfolio’s business growth related goals
• Drive Product Monetization – Collaborate with pricing, and commercialization teams and drive monetization strategy with a deep understanding of Card interchange, network fees, funding-source costs, and program economics
• Lead Execution at Scale – Lead multiple engineering squads and complex, cross-functional programs from discovery to launch and adoption across the full card payments lifecycle
• Partner with the Ecosystem – Build strategic relationships with card networks, banks, fintechs, and key customers, and co-develop new programs that influence industry direction
• Anticipate the Market – Track global fintech innovation (stablecoins, embedded finance, agentic payments) and turn it into differentiated product bets and investment cases
• Prioritize with Data – Use analytics, customer insight, and financial models to make tradeoffs across competing priorities and make the case for investment to executives
• Influence cross-functional stakeholders – Align engineering, design, data, legal, compliance, risk, finance, and go-to-market teams, and mentor PMs across the organization

Who You Are

• 10+ years of product management experience, including 3+ years at a senior or group level owning a portfolio or multiple product lines with measurable business results
• Hands-on experience with card issuance platforms, with a deep understanding of card economics and the full card payments lifecycle (provisioning, authorization, clearing, settlement, disputes)
• Strong awareness of global fintech innovation, including embedded finance, BaaS, stablecoins, tokenization, and digital wallets
• Proven track record taking complex, ambiguous products from strategy to scale in an API-first, high-growth environment
• Strong technical acumen and the ability to work closely with engineering teams on API-driven products
• Strong financial and analytical skills, with the ability to build business cases and present to executives
• Excellent communication, presentation, and stakeholder management skills with both internal teams and external partners

Nice-To-Haves

• Experience with flexible credentials based products, multi-funding-source cards, or related card network programs
• Familiarity with network standards and regulatory frameworks (ISO 8583, EMV, sponsor bank models, stablecoin regulation)

Your Manager

• Rasik Krishna - Senior Director, Product Management

Recruiter For This Role

• Prashant S.

Typical Process

• Application Submission
• Recruiter phone call
• Hiring manager video call
• Virtual “Onsite” consisting of 4, 45 min calls
• Working session with a live JAM on a defined prompt
• Offer!

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States:

• National: A baseline tier that applies to most of the geographic territory of the United States.
• Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA
• Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City.

Visit this page or consult with a Recruiter to determine which tier would be applicable to you.

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is:

• National: 174,700 - 218,400
• Premium: 189,000 - 236,300
• Premium Plus: 205,500 - 256,900

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers

• Multiple health insurance options
• Flexible time off – take what you need
• Retirement savings program with company contribution and after tax contributions
• Equity in a publicly-traded company and an Employee Stock Purchase Program
• Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
• Free therapy sessions, financial and professional coaching, and legal advice
• Monthly stipend to support our remote work model
• Annual “development dollars” to support our people growth and development
• Through Flex First, the freedom to live and work wherever you and your family thrive

About Marqeta

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

Marqeta’s Values

– Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.

– Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. We own our work from start to finish.

– Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.

– Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.

– Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.

Equal Employment Opportunity, Accommodations and Privacy

Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.

Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.

Marqeta cares about your privacy. Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.

To keep our interview process fair and consistent, we ask that all candidates join video interviews with their camera on.

Notice on Use of AI in Recruitment
We may use artificial intelligence (AI) tools in our recruitment processing consistent with the requirements of applicable laws. For more information, review our AI notice here.